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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,654 | $83,045-13.7% | $130,045-44.9% | $71,511+0.2% |
| Participation rate | 67.7% | 74.1%-6.4pp | 78.5%-10.8pp | 67.9%-0.2pp |
| Annual return | 16.58% | 20.61%-4.0pp | -137.30%+153.9pp | 28.86%-12.3pp |
| Employer contribution / active EE | $1,612 | $2,623-38.6% | $4,321-62.7% | $2,589-37.7% |
| Participant deferral / active EE | $2,906 | $4,436-34.5% | $5,820-50.1% | $4,291-32.3% |
| Admin fee / account holder | $4,480 | $1,727+159.4% | $10,600-57.7% | $1,588+182.0% |