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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,124 | $88,087-10.2% | $164,866-52.0% | $74,546+6.1% |
| Participation rate | 70.5% | 73.1%-2.5pp | 78.6%-8.1pp | 67.2%+3.3pp |
| Annual return | 10.85% | 17.27%-6.4pp | 69.97%-59.1pp | 1366.03%-1355.2pp |
| Employer contribution / active EE | $1,740 | $2,595-33.0% | $4,343-59.9% | $2,624-33.7% |
| Participant deferral / active EE | $3,311 | $4,499-26.4% | $6,033-45.1% | $4,347-23.8% |
| Admin fee / account holder | $4,009 | $2,232+79.6% | $12,689-68.4% | $1,944+106.3% |