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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,384 | $91,536+5.3% | $130,062-25.9% | $75,177+28.2% |
| Participation rate | 97.9% | 71.5%+26.4pp | 78.5%+19.4pp | 67.2%+30.7pp |
| Annual return | 17.24% | -631.62%+648.9pp | -137.37%+154.6pp | 160.75%-143.5pp |
| Employer contribution / active EE | $10,064 | $2,845+253.8% | $4,322+132.8% | $2,671+276.8% |
| Participant deferral / active EE | $7,479 | $4,343+72.2% | $5,821+28.5% | $4,126+81.3% |
| Admin fee / account holder | $5,363 | $6,780-20.9% | $10,601-49.4% | $5,651-5.1% |