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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,963 | $70,430-14.9% | $96,572-37.9% | $85,851-30.2% |
| Participation rate | 78.9% | 61.8%+17.1pp | 69.8%+9.1pp | 69.3%+9.6pp |
| Annual return | 9.95% | 18.58%-8.6pp | 37.79%-27.8pp | 318.63%-308.7pp |
| Employer contribution / active EE | $1,297 | $1,413-8.2% | $2,357-45.0% | $2,565-49.4% |
| Participant deferral / active EE | $4,015 | $2,894+38.7% | $3,850+4.3% | $3,952+1.6% |
| Admin fee / account holder | $5,930 | $4,996+18.7% | $6,183-4.1% | $6,261-5.3% |