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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,976 | $129,959-20.0% | $104,301-0.3% | $134,532-22.7% |
| Participation rate | 63.6% | 79.5%-15.9pp | 73.3%-9.6pp | 81.2%-17.6pp |
| Annual return | -16.58% | 42.04%-58.6pp | 24.61%-41.2pp | 418.27%-434.8pp |
| Employer contribution / active EE | $1,558 | $4,185-62.8% | $3,373-53.8% | $4,741-67.1% |
| Participant deferral / active EE | $2,194 | $5,589-60.7% | $4,626-52.6% | $6,401-65.7% |
| Admin fee / account holder | $1,943 | $9,325-79.2% | $7,340-73.5% | $11,429-83.0% |