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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,817 | $209,422-7.0% | $178,503+9.1% | $158,982+22.5% |
| Participation rate | 88.2% | 86.4%+1.9pp | 81.9%+6.3pp | 82.0%+6.3pp |
| Annual return | 8.02% | 188.81%-180.8pp | 151.12%-143.1pp | 302.99%-295.0pp |
| Employer contribution / active EE | $3,255 | $5,707-43.0% | $5,011-35.1% | $4,763-31.7% |
| Participant deferral / active EE | $5,516 | $5,955-7.4% | $5,202+6.0% | $5,983-7.8% |
| Admin fee / account holder | $870 | $17,079-94.9% | $13,987-93.8% | $11,252-92.3% |