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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,213 | $73,518-75.2% | $63,003-71.1% | $147,585-87.7% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.8%+5.2pp | 82.8%-2.8pp |
| Annual return | 8.23% | 175.46%-167.2pp | 87.59%-79.4pp | 578.57%-570.3pp |
| Employer contribution / active EE | $0 | $3,322-100.0% | $2,760-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,295 | $4,183-69.0% | $3,329-61.1% | $5,439-76.2% |
| Admin fee / account holder | $6,241 | $5,952+4.8% | $3,600+73.3% | $10,885-42.7% |