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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,272 | $77,814-65.0% | $158,223-82.8% | $86,983-68.6% |
| Participation rate | 58.9% | 68.4%-9.5pp | 79.2%-20.3pp | 69.5%-10.6pp |
| Annual return | 16.72% | 30.54%-13.8pp | 52.09%-35.4pp | 25.83%-9.1pp |
| Employer contribution / active EE | $1,368 | $2,592-47.2% | $4,109-66.7% | $2,584-47.1% |
| Participant deferral / active EE | $2,699 | $3,270-17.5% | $5,467-50.6% | $4,194-35.6% |
| Admin fee / account holder | $2,148 | $5,879-63.5% | $16,047-86.6% | $7,856-72.7% |