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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,849 | $131,835-83.4% | $108,582-79.9% | $273,972-92.0% |
| Participation rate | 86.7% | 83.5%+3.2pp | 79.6%+7.1pp | 83.0%+3.7pp |
| Annual return | 6.43% | -91.57%+98.0pp | -51.70%+58.1pp | 41.46%-35.0pp |
| Employer contribution / active EE | $2,613 | $4,913-46.8% | $3,758-30.5% | $4,869-46.3% |
| Participant deferral / active EE | $3,386 | $5,127-34.0% | $4,311-21.5% | $5,287-36.0% |
| Admin fee / account holder | $5,519 | $10,253-46.2% | $7,645-27.8% | $10,133-45.5% |