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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,481 | $107,809-30.9% | $97,032-23.2% | $155,188-52.0% |
| Participation rate | 66.7% | 75.5%-8.8pp | 71.6%-4.9pp | 80.8%-14.1pp |
| Annual return | 7.25% | 38.06%-30.8pp | 35.38%-28.1pp | 148.84%-141.6pp |
| Employer contribution / active EE | $565 | $2,911-80.6% | $2,629-78.5% | $4,248-86.7% |
| Participant deferral / active EE | $2,275 | $5,129-55.6% | $4,672-51.3% | $6,531-65.2% |
| Admin fee / account holder | $23,813 | $10,717+122.2% | $9,418+152.9% | $14,480+64.5% |