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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,806 | $79,209+31.1% | $102,434+1.3% | $74,459+39.4% |
| Participation rate | 42.3% | 74.8%-32.5pp | 76.5%-34.2pp | 67.2%-24.9pp |
| Annual return | 15.53% | 54.98%-39.5pp | 29.46%-13.9pp | 1369.70%-1354.2pp |
| Employer contribution / active EE | $2,780 | $2,362+17.7% | $3,023-8.0% | $2,626+5.9% |
| Participant deferral / active EE | $0 | $4,417-100.0% | $5,055-100.0% | $4,350-100.0% |
| Admin fee / account holder | $2,666 | $2,002+33.2% | $9,462-71.8% | $1,945+37.1% |