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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,806 | $79,223+31.0% | $102,460+1.3% | $74,478+39.4% |
| Participation rate | 42.3% | 74.8%-32.4pp | 76.5%-34.2pp | 67.2%-24.9pp |
| Annual return | 15.53% | 54.98%-39.4pp | 29.47%-13.9pp | 1370.56%-1355.0pp |
| Employer contribution / active EE | $2,780 | $2,363+17.6% | $3,025-8.1% | $2,626+5.9% |
| Participant deferral / active EE | $0 | $4,417-100.0% | $5,056-100.0% | $4,350-100.0% |
| Admin fee / account holder | $2,666 | $2,003+33.1% | $9,460-71.8% | $1,946+37.0% |