Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,477 | $72,027-88.2% | $185,861-95.4% | $79,856-89.4% |
| Participation rate | 46.4% | 65.8%-19.3pp | 78.0%-31.6pp | 69.6%-23.2pp |
| Annual return | 22.07% | 23.13%-1.1pp | 35.96%-13.9pp | 31.71%-9.6pp |
| Employer contribution / active EE | $526 | $1,965-73.2% | $4,088-87.1% | $2,471-78.7% |
| Participant deferral / active EE | $586 | $3,780-84.5% | $5,634-89.6% | $3,741-84.3% |
| Admin fee / account holder | $929 | $4,513-79.4% | $9,503-90.2% | $5,306-82.5% |