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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,321 | $63,346-50.6% | $92,240-66.0% | $70,126-55.3% |
| Participation rate | 67.9% | 68.7%-0.8pp | 76.5%-8.6pp | 69.5%-1.7pp |
| Annual return | 19.53% | 530.19%-510.7pp | 176.29%-156.8pp | 73.15%-53.6pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,188 | $2,854+46.8% | $3,897+7.5% | $3,332+25.7% |
| Admin fee / account holder | $6,313 | $3,841+64.4% | $5,194+21.5% | $4,645+35.9% |