Retirement plan

SPECIAL DISTRICTS ASSOCIATION 401(K) PROFIT SHARING PLAN

Name: SPECIAL DISTRICTS ASSOCIATION OF OREGON - SPECIAL DISTRICTS ASSOCIATION 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: SPECIAL DISTRICTS ASSOCIATION OF OREGON
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SPECIAL DISTRICTS ASSOCIATION 401(K) PROFIT SHARING PLAN, SPECIAL DISTRICTS ASSOCIATION OF OREGON

SPECIAL DISTRICTS ASSOCIATION OF OREGONEIN 93-0723022Plan #001PY 2018

727 CENTER STREET NE, SUITE 208 - SALEM, OR 97301503-371-8667sdao.comLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed January 4, 2018 (most recent of 3 filings on file)

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Total assets (EOY)

$10.2M

-3.9% from 2017

Total participants

-3.4% from 2017

Average account balance

$217,206

+20.6% from 2017

Annual return

4.42%

-8.29 pp from 2017

Benchmarks

See 7,475 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort7,475 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.33M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$292K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

137.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.17M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$22K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.18%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8711

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.7M

$33049 / participant

Other / not subdivided$2M100.0%

% of EOY assets

16.187%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$217,206

$94,529+129.8%

$140,019+55.1%

$64,173+238.5%

Participation rate

80.0%

84.1%-4.1pp

87.5%-7.5pp

69.6%+10.4pp

Annual return

4.42%

7.77%-3.4pp

651.17%-646.8pp

7.63%-3.2pp

Employer contribution / active EE

$8,750

$3,812+129.5%

$5,605+56.1%

$2,381+267.5%

Participant deferral / active EE

$6,493

$5,250+23.7%

$6,927-6.3%

$3,470+87.1%

Admin fee / account holder

$35,159

$6,741+421.6%

$10,705+228.4%

$4,887+619.4%

SPECIAL DISTRICTS ASSOCIATION 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SPECIAL DISTRICTS ASSOCIATION 401(K) PROFIT SHARING PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion