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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,132 | $54,763+46.3% | $90,324-11.3% | $72,976+9.8% |
| Participation rate | 65.4% | 65.2%+0.2pp | 73.3%-7.9pp | 69.5%-4.1pp |
| Annual return | 20.47% | 30.63%-10.2pp | 78.15%-57.7pp | 81.02%-60.5pp |
| Employer contribution / active EE | $1,365 | $2,093-34.8% | $2,856-52.2% | $2,440-44.1% |
| Participant deferral / active EE | $2,560 | $2,887-11.3% | $3,885-34.1% | $3,608-29.0% |
| Admin fee / account holder | $3,471 | $3,973-12.6% | $5,356-35.2% | $5,124-32.3% |