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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,156 | $131,167-51.1% | $191,589-66.5% | $131,167-51.1% |
| Participation rate | 31.3% | 70.6%-39.4pp | 79.1%-47.8pp | 70.6%-39.4pp |
| Annual return | 11.01% | 14.69%-3.7pp | -5.46%+16.5pp | 14.69%-3.7pp |
| Employer contribution / active EE | $843 | $3,654-76.9% | $3,752-77.5% | $3,654-76.9% |
| Participant deferral / active EE | $1,652 | $4,079-59.5% | $4,701-64.9% | $4,079-59.5% |
| Admin fee / account holder | $205 | $12,045-98.3% | $45,895-99.6% | $12,045-98.3% |