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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 93-0936213 | Advisory (Plan) | $16,900 |
DESCHUTES INVESTMENT CONSULTING3+ years Filed as: DESCHUTES INVESTMENT ADVISORS Service code 26 · EIN 87-0554544 | Advisory (Participants) | $10,195 |
Filed as: THE RETIREMENT PLAN COMPANY Service code 51 · EIN 38-3712991 | Investment Mgmt Fees | $9,797 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,061 | $36,767+60.6% | $81,473-27.5% | $62,293-5.2% |
| Participation rate | 25.0% | 54.4%-29.4pp | 68.0%-43.0pp | 69.5%-44.5pp |
| Annual return | 14.25% | 173.80%-159.5pp | 38.78%-24.5pp | 28.90%-14.6pp |
| Employer contribution / active EE | $0 | $1,128-100.0% | $2,568-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $790 | $2,111-62.6% | $3,537-77.7% | $3,169-75.1% |
| Admin fee / account holder | $864 | $797+8.4% | $4,561-81.1% | $479+80.3% |