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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,444 | $78,670-53.7% | $109,173-66.6% | $85,847-57.5% |
| Participation rate | 82.3% | 68.3%+14.0pp | 75.9%+6.4pp | 69.3%+12.9pp |
| Annual return | 6.72% | 25.09%-18.4pp | 25.75%-19.0pp | 318.61%-311.9pp |
| Employer contribution / active EE | $2,397 | $2,734-12.3% | $3,723-35.6% | $2,565-6.6% |
| Participant deferral / active EE | $2,082 | $3,467-40.0% | $4,654-55.3% | $3,952-47.3% |
| Admin fee / account holder | $1,622 | $5,469-70.3% | $6,755-76.0% | $6,261-74.1% |