Filed January 15, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,138 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,017 | $47,163+228.7% | $149,696+3.6% | $74,460+108.2% |
| Participation rate | 88.1% | 63.4%+24.6pp | 78.8%+9.3pp | 70.7%+17.3pp |
| Annual return | 18.05% | 22.75%-4.7pp | 134.46%-116.4pp | 34.38%-16.3pp |
| Employer contribution / active EE | $9,560 | $1,907+401.4% | $4,821+98.3% | $2,638+262.4% |
| Participant deferral / active EE | $6,575 | $2,730+140.8% | $5,682+15.7% | $4,530+45.2% |
| Admin fee / account holder | $7 | $343-98.0% | $13,212-99.9% | $348-98.0% |