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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,290 | $114,093-61.2% | $96,171-53.9% | $167,536-73.6% |
| Participation rate | 62.5% | 75.1%-12.6pp | 68.4%-5.9pp | 82.1%-19.6pp |
| Annual return | 15.82% | 190.00%-174.2pp | 192.04%-176.2pp | 478.82%-463.0pp |
| Employer contribution / active EE | $1,007 | $3,429-70.6% | $2,799-64.0% | $4,839-79.2% |
| Participant deferral / active EE | $6,497 | $5,197+25.0% | $4,350+49.3% | $6,342+2.4% |
| Admin fee / account holder | $787 | $6,899-88.6% | $5,538-85.8% | $12,315-93.6% |