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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,772 | $112,131+33.6% | $95,964+56.1% | $158,982-5.8% |
| Participation rate | 90.9% | 79.0%+11.9pp | 77.1%+13.8pp | 82.0%+8.9pp |
| Annual return | -2.75% | 171.19%-173.9pp | 91.64%-94.4pp | 302.99%-305.7pp |
| Employer contribution / active EE | $2,885 | $3,199-9.8% | $2,541+13.5% | $4,763-39.4% |
| Participant deferral / active EE | $5,000 | $4,784+4.5% | $4,167+20.0% | $5,983-16.4% |
| Admin fee / account holder | $1,646 | $10,136-83.8% | $6,797-75.8% | $11,252-85.4% |