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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,314 | $138,114+29.8% | $125,391+43.0% | $134,545+33.3% |
| Participation rate | 94.4% | 84.5%+9.9pp | 82.4%+12.1pp | 81.2%+13.2pp |
| Annual return | -20.57% | 750.88%-771.5pp | 572.41%-593.0pp | 418.37%-438.9pp |
| Employer contribution / active EE | $795 | $5,246-84.8% | $4,816-83.5% | $4,742-83.2% |
| Participant deferral / active EE | $9,241 | $7,801+18.5% | $7,448+24.1% | $6,401+44.4% |
| Admin fee / account holder | $10,290 | $11,570-11.1% | $10,009+2.8% | $11,431-10.0% |