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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $844,537 | $175,259+381.9% | $149,723+464.1% | $139,487+505.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.41% | 166.82%-160.4pp | 134.50%-128.1pp | 373.84%-367.4pp |
| Employer contribution / active EE | $42,054 | $5,478+667.6% | $4,821+772.2% | $4,755+784.5% |
| Participant deferral / active EE | $6,429 | $6,522-1.4% | $5,682+13.1% | $6,713-4.2% |
| Admin fee / account holder | $4,654 | $16,158-71.2% | $13,215-64.8% | $11,407-59.2% |