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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,585 | $77,920+47.1% | $149,723-23.5% | $75,177+52.4% |
| Participation rate | 85.4% | 65.6%+19.8pp | 78.8%+6.6pp | 67.2%+18.2pp |
| Annual return | 10.13% | 31.72%-21.6pp | 134.50%-124.4pp | 160.75%-150.6pp |
| Employer contribution / active EE | $5,591 | $3,138+78.2% | $4,821+16.0% | $2,671+109.3% |
| Participant deferral / active EE | $5,358 | $3,411+57.1% | $5,682-5.7% | $4,126+29.9% |
| Admin fee / account holder | $8,115 | $5,951+36.4% | $13,215-38.6% | $5,651+43.6% |