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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,902 | $79,449-41.0% | $189,575-75.3% | $85,847-45.4% |
| Participation rate | 70.2% | 66.0%+4.2pp | 78.4%-8.3pp | 69.3%+0.9pp |
| Annual return | 10.55% | 18.45%-7.9pp | 64.19%-53.6pp | 318.61%-308.1pp |
| Employer contribution / active EE | $1,330 | $2,081-36.1% | $4,412-69.8% | $2,565-48.1% |
| Participant deferral / active EE | $3,151 | $4,051-22.2% | $6,174-49.0% | $3,952-20.3% |
| Admin fee / account holder | $3,971 | $5,377-26.2% | $9,806-59.5% | $6,261-36.6% |