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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,754 | $123,155+88.2% | $108,753+113.1% | $155,188+49.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 17.43% | 44.73%-27.3pp | 37.47%-20.0pp | 148.84%-131.4pp |
| Employer contribution / active EE | $28,681 | $2,811+920.2% | $2,427+1082.0% | $4,248+575.2% |
| Participant deferral / active EE | $3,896 | $4,623-15.7% | $4,115-5.3% | $6,531-40.4% |
| Admin fee / account holder | $19,865 | $12,126+63.8% | $10,320+92.5% | $14,480+37.2% |