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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,754 | $124,980+85.4% | $108,359+113.9% | $154,746+49.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 17.43% | 45.00%-27.6pp | 36.89%-19.5pp | 172.34%-154.9pp |
| Employer contribution / active EE | $28,681 | $2,851+906.1% | $2,399+1095.3% | $4,379+555.0% |
| Participant deferral / active EE | $3,896 | $4,743-17.9% | $4,137-5.8% | $6,730-42.1% |
| Admin fee / account holder | $19,865 | $11,502+72.7% | $9,741+103.9% | $14,365+38.3% |