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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,754 | $112,729+105.6% | $98,716+134.8% | $137,256+68.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 17.43% | 38.48%-21.1pp | 31.81%-14.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $28,681 | $2,725+952.4% | $2,279+1158.7% | $4,156+590.1% |
| Participant deferral / active EE | $3,896 | $4,640-16.0% | $4,048-3.8% | $6,407-39.2% |
| Admin fee / account holder | $19,865 | $10,129+96.1% | $8,703+128.3% | $12,270+61.9% |