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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,124 | $64,719+90.2% | $112,249+9.7% | $68,486+79.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -20.55% | -11.40%-9.2pp | 27.48%-48.0pp | -7.85%-12.7pp |
| Employer contribution / active EE | $4,257 | $2,747+55.0% | $3,636+17.1% | $2,597+63.9% |
| Participant deferral / active EE | $7,277 | $3,565+104.1% | $4,729+53.9% | $4,028+80.7% |
| Admin fee / account holder | $1,472 | $5,232-71.9% | $6,412-77.1% | $5,404-72.8% |