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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,185 | $100,811+149.2% | $86,698+189.7% | $134,545+86.7% |
| Participation rate | 88.2% | 79.0%+9.3pp | 76.6%+11.6pp | 81.2%+7.0pp |
| Annual return | -15.51% | 29.11%-44.6pp | 35.96%-51.5pp | 418.37%-433.9pp |
| Employer contribution / active EE | $9,542 | $3,490+173.4% | $2,837+236.4% | $4,742+101.2% |
| Participant deferral / active EE | $7,071 | $5,339+32.4% | $4,656+51.9% | $6,401+10.5% |
| Admin fee / account holder | $1,117 | $10,926-89.8% | $7,492-85.1% | $11,431-90.2% |