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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,118 | $142,392-38.1% | $119,622-26.3% | $134,532-34.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -19.92% | -12.46%-7.5pp | -14.98%-4.9pp | 418.27%-438.2pp |
| Employer contribution / active EE | $12,438 | $5,224+138.1% | $4,232+193.9% | $4,741+162.3% |
| Participant deferral / active EE | $11,593 | $6,467+79.3% | $5,601+107.0% | $6,401+81.1% |
| Admin fee / account holder | $443 | $13,593-96.7% | $10,328-95.7% | $11,429-96.1% |