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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,442 | $76,371-44.4% | $93,621-54.7% | $72,976-41.8% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 26.13% | 25.82%+0.3pp | 32.76%-6.6pp | 81.02%-54.9pp |
| Employer contribution / active EE | $2,210 | $2,276-2.9% | $2,719-18.7% | $2,440-9.4% |
| Participant deferral / active EE | $2,369 | $3,538-33.1% | $4,070-41.8% | $3,608-34.3% |
| Admin fee / account holder | $17,703 | $6,839+158.8% | $7,890+124.4% | $5,124+245.5% |