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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $673,282 | $75,962+786.3% | $154,111+336.9% | $64,173+949.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.96% | 30.32%-35.3pp | 735.18%-740.1pp | 7.63%-12.6pp |
| Employer contribution / active EE | $31,665 | $3,350+845.2% | $5,298+497.7% | $2,381+1230.0% |
| Participant deferral / active EE | $16,620 | $3,175+423.5% | $5,081+227.1% | $3,470+379.0% |
| Admin fee / account holder | $5,341 | $5,589-4.4% | $13,411-60.2% | $4,887+9.3% |