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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $732,067 | $81,358+799.8% | $155,556+370.6% | $80,959+804.2% |
| Participation rate | 98.8% | 66.3%+32.5pp | 78.2%+20.6pp | 67.7%+31.1pp |
| Annual return | 13.88% | 33.39%-19.5pp | 64.84%-51.0pp | 35.67%-21.8pp |
| Employer contribution / active EE | $42,953 | $3,106+1282.7% | $4,675+818.7% | $2,757+1457.9% |
| Participant deferral / active EE | $18,806 | $3,455+444.2% | $5,631+234.0% | $4,300+337.3% |
| Admin fee / account holder | $41,490 | $7,994+419.0% | $15,885+161.2% | $6,925+499.1% |