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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $732,067 | $81,233+801.2% | $155,567+370.6% | $80,874+805.2% |
| Participation rate | 98.8% | 66.2%+32.6pp | 78.2%+20.6pp | 67.6%+31.1pp |
| Annual return | 13.88% | 33.33%-19.4pp | 64.74%-50.9pp | 35.62%-21.7pp |
| Employer contribution / active EE | $42,953 | $3,101+1285.2% | $4,674+819.0% | $2,756+1458.7% |
| Participant deferral / active EE | $18,806 | $3,452+444.8% | $5,628+234.2% | $4,297+337.7% |
| Admin fee / account holder | $41,490 | $7,998+418.8% | $15,916+160.7% | $6,935+498.2% |