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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,094 | $81,331+171.8% | $155,534+42.2% | $80,935+173.2% |
| Participation rate | 90.9% | 66.3%+24.7pp | 78.2%+12.7pp | 67.7%+23.2pp |
| Annual return | 9.99% | 33.37%-23.4pp | 64.92%-54.9pp | 35.66%-25.7pp |
| Employer contribution / active EE | $10,598 | $3,105+241.4% | $4,675+126.7% | $2,757+284.4% |
| Participant deferral / active EE | $5,428 | $3,454+57.2% | $5,630-3.6% | $4,299+26.3% |
| Admin fee / account holder | $2,558 | $7,999-68.0% | $15,900-83.9% | $6,924-63.1% |