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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,212 | $60,139-63.1% | $90,461-75.4% | $79,856-72.2% |
| Participation rate | 93.0% | 65.0%+28.0pp | 72.7%+20.3pp | 69.6%+23.3pp |
| Annual return | 10.21% | 71.96%-61.7pp | 1294.76%-1284.6pp | 31.71%-21.5pp |
| Employer contribution / active EE | $1,541 | $2,069-25.5% | $3,264-52.8% | $2,471-37.6% |
| Participant deferral / active EE | $636 | $2,939-78.4% | $3,964-84.0% | $3,741-83.0% |
| Admin fee / account holder | $2,911 | $3,978-26.8% | $5,617-48.2% | $5,306-45.1% |