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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,414 | $58,234-63.2% | $81,783-73.8% | $80,874-73.5% |
| Participation rate | 82.5% | 63.4%+19.0pp | 72.4%+10.1pp | 67.6%+14.8pp |
| Annual return | 9.09% | 41.70%-32.6pp | 775.05%-766.0pp | 35.62%-26.5pp |
| Employer contribution / active EE | $2,193 | $2,341-6.3% | $2,913-24.7% | $2,756-20.4% |
| Participant deferral / active EE | $944 | $3,283-71.2% | $4,320-78.2% | $4,297-78.0% |
| Admin fee / account holder | $446 | $4,982-91.0% | $7,380-94.0% | $6,935-93.6% |