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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,414 | $58,258-63.2% | $81,820-73.8% | $80,925-73.5% |
| Participation rate | 82.5% | 63.5%+19.0pp | 72.4%+10.1pp | 67.7%+14.8pp |
| Annual return | 9.09% | 41.76%-32.7pp | 777.93%-768.8pp | 35.65%-26.6pp |
| Employer contribution / active EE | $2,193 | $2,345-6.5% | $2,915-24.8% | $2,756-20.4% |
| Participant deferral / active EE | $944 | $3,284-71.3% | $4,323-78.2% | $4,299-78.0% |
| Admin fee / account holder | $446 | $4,976-91.0% | $7,391-94.0% | $6,940-93.6% |