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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,974 | $168,635-88.7% | $147,617-87.1% | $125,389-84.9% |
| Participation rate | 85.7% | 88.8%-3.1pp | 84.6%+1.1pp | 83.2%+2.5pp |
| Annual return | 1.74% | 77.65%-75.9pp | 61.98%-60.2pp | 282.24%-280.5pp |
| Employer contribution / active EE | $2,618 | $6,252-58.1% | $5,564-53.0% | $4,866-46.2% |
| Participant deferral / active EE | $1,851 | $5,507-66.4% | $4,895-62.2% | $5,352-65.4% |
| Admin fee / account holder | $13,876 | $13,580+2.2% | $11,612+19.5% | $9,541+45.4% |