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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,861 | $72,404-38.0% | $110,243-59.3% | $64,173-30.1% |
| Participation rate | 91.0% | 73.3%+17.7pp | 79.8%+11.2pp | 69.6%+21.5pp |
| Annual return | -7.92% | -6.29%-1.6pp | 314.76%-322.7pp | 7.63%-15.6pp |
| Employer contribution / active EE | $681 | $2,282-70.2% | $3,827-82.2% | $2,381-71.4% |
| Participant deferral / active EE | $3,258 | $3,469-6.1% | $4,672-30.3% | $3,470-6.1% |
| Admin fee / account holder | $3,267 | $5,664-42.3% | $8,548-61.8% | $4,887-33.1% |