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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,217 | $106,280-33.0% | $96,538-26.2% | $139,487-48.9% |
| Participation rate | 95.5% | 77.8%+17.6pp | 74.3%+21.1pp | 80.3%+15.1pp |
| Annual return | 6.68% | 38.48%-31.8pp | 35.74%-29.1pp | 373.84%-367.2pp |
| Employer contribution / active EE | $2,489 | $4,107-39.4% | $3,740-33.4% | $4,755-47.6% |
| Participant deferral / active EE | $3,371 | $5,457-38.2% | $4,880-30.9% | $6,713-49.8% |
| Admin fee / account holder | $51,273 | $7,888+550.0% | $6,737+661.0% | $11,407+349.5% |