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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,493 | $51,708+82.7% | $106,619-11.4% | $62,881+50.3% |
| Participation rate | 0.0% | 66.9%-66.9pp | 78.0%-78.0pp | 69.3%-69.3pp |
| Annual return | 6.08% | 4.69%+1.4pp | 9.42%-3.3pp | 20.14%-14.1pp |
| Employer contribution / active EE | $0 | $1,764-100.0% | $3,947-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $916 | $2,315-60.4% | $3,930-76.7% | $3,203-71.4% |
| Admin fee / account holder | $428 | $3,349-87.2% | $6,418-93.3% | $4,296-90.0% |