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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,967 | $72,471-55.9% | $94,215-66.1% | $86,983-63.2% |
| Participation rate | 93.3% | 63.9%+29.5pp | 70.0%+23.4pp | 69.5%+23.8pp |
| Annual return | 3.16% | 26.44%-23.3pp | 28.22%-25.1pp | 25.83%-22.7pp |
| Employer contribution / active EE | $1,975 | $1,936+2.0% | $2,675-26.2% | $2,584-23.6% |
| Participant deferral / active EE | $1,846 | $3,397-45.7% | $4,276-56.8% | $4,194-56.0% |
| Admin fee / account holder | $9,623 | $6,468+48.8% | $10,216-5.8% | $7,856+22.5% |