Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,049 | $91,198-89.0% | $178,503-94.4% | $79,856-87.4% |
| Participation rate | 29.0% | 69.2%-40.2pp | 81.9%-52.9pp | 69.6%-40.7pp |
| Annual return | 1.87% | 24.20%-22.3pp | 151.12%-149.2pp | 31.71%-29.8pp |
| Employer contribution / active EE | $607 | $3,257-81.4% | $5,011-87.9% | $2,471-75.4% |
| Participant deferral / active EE | $1,037 | $3,237-68.0% | $5,202-80.1% | $3,741-72.3% |
| Admin fee / account holder | $524 | $6,748-92.2% | $13,987-96.3% | $5,306-90.1% |