Retirement plan

KAYE-SMITH ENTERPRISES 401(K) RETIREMENT SAVINGS PLAN & TRUST

Name: KAYE-SMITH ENTERPRISES, INC. - KAYE-SMITH ENTERPRISES 401(K) RETIREMENT SAVINGS PLAN & TRUST (2017) Form 5500
Creator: KAYE-SMITH ENTERPRISES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KAYE-SMITH ENTERPRISES 401(K) RETIREMENT SAVINGS PLAN & TRUST, KAYE-SMITH ENTERPRISES, INC.

KAYE-SMITH ENTERPRISES, INC.EIN 93-0523003Plan #001PY 2017

700 112TH AVENUE N.E. - BELLEVUE, WA 98004425-455-0923LinkedIn51-200 employeesprinting

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$14M

+21.0% from 2016

Total participants

194

+4.3% from 2016

Average account balance

$81,611

+21.0% from 2016

Annual return

20.68%

+13.75 pp from 2016

Benchmarks

See 1,975 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,975 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$106K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

175

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

65.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$795K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.31%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$201

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$14K

$99 / participant

Contract admin$14K96.8%
Other / not subdivided$4503.2%

% of EOY assets

0.102%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SWEENEY CONRAD, PS
Auditor EIN: 911301672
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,611

$63,314+28.9%

$91,004-10.3%

$62,293+31.0%

Participation rate

84.0%

73.3%+10.7pp

75.6%+8.4pp

69.5%+14.5pp

Annual return

20.68%

21.00%-0.3pp

4.60%+16.1pp

28.90%-8.2pp

Employer contribution / active EE

$322

$1,807-82.2%

$2,456-86.9%

$2,042-84.2%

Participant deferral / active EE

$3,618

$2,944+22.9%

$3,548+2.0%

$3,169+14.2%

Admin fee / account holder

$83

$468-82.2%

$5,417-98.5%

$479-82.6%

KAYE-SMITH ENTERPRISES 401(K) RETIREMENT SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KAYE-SMITH ENTERPRISES 401(K) RETIREMENT SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion