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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,086 | $132,634+5.6% | $115,768+21.0% | $137,256+2.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 12.81% | 160.70%-147.9pp | 100.46%-87.7pp | 220.34%-207.5pp |
| Employer contribution / active EE | $1,136 | $3,360-66.2% | $2,940-61.4% | $4,156-72.7% |
| Participant deferral / active EE | $1,037 | $5,619-81.6% | $4,917-78.9% | $6,407-83.8% |
| Admin fee / account holder | $6,556 | $15,028-56.4% | $12,439-47.3% | $12,270-46.6% |