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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,393 | $49,791+220.1% | $78,210+103.8% | $70,126+127.3% |
| Participation rate | 100.0% | 62.3%+37.7pp | 68.7%+31.3pp | 69.5%+30.5pp |
| Annual return | 10.02% | 20.75%-10.7pp | 40.90%-30.9pp | 73.15%-63.1pp |
| Employer contribution / active EE | $9,840 | $1,430+588.3% | $2,034+383.9% | $2,343+320.1% |
| Participant deferral / active EE | $2,072 | $2,150-3.6% | $2,823-26.6% | $3,332-37.8% |
| Admin fee / account holder | $2,975 | $3,181-6.5% | $3,758-20.9% | $4,645-36.0% |