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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,131 | $51,207+79.9% | $70,565+30.6% | $75,177+22.6% |
| Participation rate | 52.9% | 61.0%-8.0pp | 68.4%-15.4pp | 67.2%-14.3pp |
| Annual return | 16.04% | 30.05%-14.0pp | 32.79%-16.8pp | 160.75%-144.7pp |
| Employer contribution / active EE | $1,527 | $1,826-16.4% | $2,976-48.7% | $2,671-42.8% |
| Participant deferral / active EE | $2,326 | $2,850-18.4% | $4,568-49.1% | $4,126-43.6% |
| Admin fee / account holder | $9,053 | $4,097+120.9% | $6,430+40.8% | $5,651+60.2% |