Filed December 22, 2009
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COLDSTREAM WEALTH MANAGEMENT2 years Filed as: COLDSTREAM CAPITAL MANAGEMENT INC Service code 16 · EIN 93-1052371 | Consulting | $23,540 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $16,219 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,646 | $46,553+8.8% | $64,056-20.9% | $75,163-32.6% |
| Participation rate | 86.1% | 65.9%+20.1pp | 72.3%+13.8pp | 67.2%+18.9pp |
| Annual return | 11.12% | 26.03%-14.9pp | 33.69%-22.6pp | 160.62%-149.5pp |
| Employer contribution / active EE | $2,522 | $1,974+27.8% | $2,747-8.2% | $2,670-5.5% |
| Participant deferral / active EE | $2,921 | $2,837+3.0% | $3,880-24.7% | $4,125-29.2% |
| Admin fee / account holder | $419 | $2,952-85.8% | $3,068-86.4% | $5,651-92.6% |