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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,944 | $87,733-14.6% | $106,554-29.7% | $85,851-12.7% |
| Participation rate | 83.3% | 71.9%+11.4pp | 76.1%+7.2pp | 69.3%+14.0pp |
| Annual return | 9.61% | 21.86%-12.3pp | 26.80%-17.2pp | 318.63%-309.0pp |
| Employer contribution / active EE | $1,256 | $2,073-39.4% | $2,819-55.4% | $2,565-51.0% |
| Participant deferral / active EE | $2,661 | $3,469-23.3% | $4,398-39.5% | $3,952-32.7% |
| Admin fee / account holder | $15,928 | $6,767+135.4% | $7,408+115.0% | $6,261+154.4% |