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| Provider | Service type | Compensation |
|---|---|---|
PENSION ASSURANCE LLP2 years Service code 99 · EIN 22-2000022 | Other Fees | $17,192 |
UMPQUA INVESTMENTS, INC.6 years Service code 55 · EIN 06-1375177 4949 MEADOWS RD · LAKE OSWEGO, OR 97035 | Other Commissions | $0 |
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 27 · EIN 36-3297908 PO BOX 990067 · HARTFORD, CT 061990067 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,102 | $60,788-58.7% | $85,705-70.7% | $79,389-68.4% |
| Participation rate | 80.2% | 62.1%+18.1pp | 69.9%+10.3pp | 70.7%+9.5pp |
| Annual return | 9.09% | 16.57%-7.5pp | 21.49%-12.4pp | 116.89%-107.8pp |
| Employer contribution / active EE | $0 | $1,664-100.0% | $2,619-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $2,291 | $2,920-21.6% | $3,924-41.6% | $4,046-43.4% |
| Admin fee / account holder | $207 | $439-52.7% | $6,877-97.0% | $626-66.9% |